Friday, October 27, 2006

International Travel and Health Insurance

Are you planning on going on a holiday or are you booking your
family vacation? Is this going to be your dream trip? Well if
you said "yes" to any of these questions then you need to read
on.

In order to really enjoy your holiday you need to make sure that
you are fully prepared, you have to make sure your bags are
packed; your passport and papers are in order. Before you
depart, you will chat for ages about all the wonderful things
you want to do; you will be very excited and you will probably
have no concerns if you have planned properly.

Despite all the excitement of travel, Americans however, do have
some concerns. According to a survey by the Chubb Group, more
than 70% of Americans surveyed said their greatest concern when
traveling is suffering a medical emergency...more than double
the fear of being mugged (30.7%), three times the fear of being
injured in a terrorist attack (23.4%).

What happens if a medical emergency arises when traveling
overseas? Many people assume that while they are out of the U.S.
or Canada they will be covered by their standard medical plan.
However, most traditional health insurance plans are not
designed for international travel. According to the U.S.
Department of Commerce, approximately 27 million travelers'
board U.S. airlines for overseas destinations and almost 26
million foreign travelers come to the U.S. each year. However,
many are not prepared for a medical emergency abroad. Most
traditional health insurance plans would not cover an unexpected
illness or injury during international travel. But travelers
with international medical insurance would have protection for
scenarios ranging from a local ambulance trip to an emergency
evacuation for care at the nearest qualified medical facility.

Some even offer repatriation flights out of the country where
the traveler is located back to the U.S. Available plans can
cover individuals or groups for specific periods of time abroad
and can be in effect should they be stationed abroad for an
extended period of time. There are policies for corporations to
insure their personnel, plans to cover missionaries who are on
an outreach program and for those participating in extreme
sports.

So, in conclusion, in order to really enjoy your holiday, as
well as being fully prepared with your bags packed; your
passport and papers in order, make sure your International
Travel and Health Insurance is in place and suitable for your
needs.

Author: Jenny Gill is an international author with vast
experience in a diverse range of subjects, for more information
visit www.recreationforallsyte.com



About the author:
Jenny Gill is an international author with an immense range of
knowledge and skills in a wide range of areas. Jenny is a mother
and a grandmother and devotes a lot of her time supporting the
aged in her community.

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