Insurance and Roadside Assistance for Your Caravan Holiday

It is not until you break down that you realise just how much
you really need insurance and roadside assistance. This is even
more compounded when you are a long way from home on a holiday
and you have no other way of getting anywhere or doing anything
if your can or caravan has broken down.

You can not put a monetary price on your peace of mind.
Insurance and roadside assistance provides that peace of mind
when you are traveling so you can just enjoy your holiday.

Insurance

Before you take out your insurance, make sure you read and
understand what is actually covered. Make sure it covers
everything you need for the activities you have planned for your
holiday and also covers the areas you intend to visit and stay.
If you intend going off the beaten track, doubly make sure this
is covered. Check out the "extras", including such items as a
free car hire in the event of an accident and if this appeals to
you it may be worth paying the little bit extra. Prices can vary
quite significantly so shop around first.

Make sure your comprehensive insurance covers both your vehicle
and caravan. The benefits are obvious: the loss of some personal
items within a vehicle is covered, as is damage to the vehicle
through theft, vandalism or accident. Perhaps the most important
benefit is the peace of mind you will have knowing you are
covered if you are unfortunate to need insurance.

Make sure you carry copies of your insurance policies with you
when you are on the road.

Roadside Assistance

Many new motor vehicles are sold with a manufacturer's warranty
that includes roadside assistance in the event of a breakdown.
The warranty varies from one to three years or "X" number of
kilometres, depending on the make and model of the vehicle.
Check your policy carefully before you go. Make sure it covers
the kind of travel you intend and the places you want to go.
Details of your roadside assistance package, including contact
numbers, are usually contained in the glove-box folder.

If you are not buying a new vehicle and not covered as above
with your existing vehicle or you do not think the warranty
offered is suitable, you should consider becoming a member of
your State based motoring organisation. Similar to your
insurance and roadside assistance, you will only fully realise
the benefit of becoming a member if you break down and need
them. The State based organisations all offer reciprocal
breakdown assistance around Australia.

Different levels of membership are offered, so check out what is
most suitable to you. If you are planning to more adventurous
activities you may wish to go for the top level cover, which in
most areas offers unlimited service calls and free towing.
Motoring organisations also offer travel advice and sell maps,
guide and car accessories. Once you have used their services,
you may decide that the membership fee was the best money you
ever spent.

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About the author:
Ian Molloy is the owner of Crikey Adventure Tours. Visit his
website href="http://www.crikey-adventure-tours.com"target="blank">www.cr
ikey-adventure-tours.com for more information about this
article and other related topics. His site is full of very
helpful travel information including tips on motorcycle travel,
driving cross-country, travelling with a caravan and other
camping and travel information.